Smith Julian Workplace Solutions

Need more life insurance than offered through your employer, or just looking into your options… SJWS can help!

Get a quote right away!

Want to discuss your needs and options? Click here to schedule a private 1 on 1 call to discuss your life insurance needs.

(ICON) Life Insurance

Over 75% of Americans don't have enough life insurance... Do you know someone we can help? We always recommend taking advantage of any Life benefits through your employer. However in many cases the Group Term Life is not portable at the same rate, and can reduce as you get older after age 65. You may not have access to a Group Life plan or just want to know you have enough Life Insurance to meet your family’s needs. We can help!!

If you have an idea of what you need, the amount, Term or Permanent please click on this link to go to our partners quoting site.

(Link to National Brokerage)

If not please email or call and we can discuss!!

(ICON) Disability

Anyone who has access to a Group or Payroll deducted disability plan should take advantage of this option. The Group/Payroll deducted plans are much more affordable, and require less underwriting than individual plans. 

Recently I consulted with a business owner looking for an individual Long Term Disability plan. After discussing their needs we presented a few options. They were actually able to provide all his employees with a Long Term Disability plan and cover himself for about 10% more premium than it would have cost him for his own plan as an individual.

If you are looking for an individual Disability plans we can help!! Email or call today!